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Editorial:

Happy publishing Sunday, my precious Readers!

Today I would like to present you substantial changes in Pathway To Success Ezine:

1. Since times are fast and people look for fast information, Pathway will be shorter ie only 1 article plus 3 tips.

2. No Ads because of a big list cleaning that I am going to perform; (this issue only runs the ones ordered before this decision was taken up)

3. Publishing through Pathway To Success Blog, Yahoo, Google, BetterNetworker and Scribd - more info by clicking here.

4. Email delivery only through Yahoo and Google.

5. Insider Tips will contain Subscriber Corner Articles

6. 2009 Publishing and Motivational Calendar is here!

7. 2008 Insider Tips containing articles and free bonuses published in 2008 will be published in the next Issue

Now I'm bringing you more information on forex trading you have requested:

Successful traders know that even the best trading method is worthless if you can't pull the trigger that is, if you can't execute your trades.

This is where mastering the discipline and psychology of trading comes into play, and this is also an aspect of trading that is almost always overlooked by beginner traders (and also losing traders).

And when it comes to Forex, this is more important than ever because too many traders get swept away by the rollercoaster of emotions the Forex markets can throw at you.

That's why I'm excited to tell you that 30+ year trader Bill Poulos just added on 2 reports to his Forex Income Engine course designed specifically to SHATTER any discipline and psychology roadblocks that might be standing in your way to success in the Forex markets.

They're from world-reknowned trading pro Norman Hallett, a former CTA and expert on the topic... plus, Norman has that rare ability to turn the otherwise boring topic of discipline and psychology into an entertaining journey into the emotions that can wreak havoc on your portfolio... if you don't know what you're doing.

These reports are not for sale, but if you move quickly you can get them as a bonus. For all the details, Click here.

WARNING: If the topic of discipline and psychology strikes you as "boring" and if you think you don't need that sort of thing... that's a good sign that you need it more than ever. On the other hand, if you recognize how important this is, then that's a good sign that you're "teachable" and open to mastering this challenging aspect of trading. If that sounds like you, then I urge you to check out all the details by clicking here.

Enjoy the first 2009 Issue, put the information into profitable use, prosper and stay tuned.... Pathway is back in 14 days...

Sincerely,


Irena Whitfield
Your Publisher

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Today's Special Free Reading Bonus:
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Today's Tips:

• Today's Tip On the Opportunity Worth Checking
  2009 Is A Chance to Increase Affiliate Incomes: Get Your 10 Instant Affiliate Video Businesses!
• Today's Tip On Tool Worth Getting
  Special Wealth Toolkit for Special Year 2009: Goals and Visions Unlimited
• Today's Promotional Tips
  Make More Out of Your List This Year: FREE videos reveal the easiest way to create profitable email lists!

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Publishing dates:
'Pathway To Success' is published every other Sunday.
Next Issue is supposed on 25th Jan 2009.

Today's Feature Article

Basic Tips To Manage Money In Any Economic Situation
Irena Whitfield

Let us suppose you have a regular income. Now the question is what you are going to do with the money you are getting or even better what you regularly do with the money.

Even if you have a long list of payment obligations and monthly charges and expenses, and think that there is not much you can do about it, I can show you that the situation is not desperate.

The basic money-managing rule leading to wealth is: if you have an income of $200 and expenses and money obligations of $199.99, you're on the way to wealth BUT even if your income is $200,000 and expenses $200,000.01, you're on the way to hell!

So, basically, if your expenses are higher than your income, then you have only two possibilities: a. earn more OR b. spend less.

So, the apparent conclusion is that any money needs to be managed wisely and budgeted consistently.

Here are some basic tips to manage money, so you can win financially under any circumstances.

1. Know When To Stop

Probably the hardest thing to do is to stop when it is needed, especially in terms of having more than we can pay for. We should be able to tell what is vital and necessary and what not. When we get more than we can support, chances are that we end up giving it up, or worse, wrongly choosing what to retain and what to let go.

Knowing the needs and wants prevents us from being biased to acquire everything we see. More often than not, the things that we want are more appealing and are a greater risk of snagging us into a trap of financial burden and chaos in the long run.

Taking time to stop and think first and then evaluating our priorities is essential to a progressive and stable money management.

2. Impulsiveness Means Disaster

One of the basic tips to manage money is to stop being impulsive. Even if we have already determined what to prioritize, we still have to further evaluate alternatives and not actually spend on the first offer that comes our way. When we are impulsive, there is a very high chance that we risk our money into spending on something that we could get at a much lower price.

3. Risk Is Healthier Than Full Security

Putting our extra money in a calculated risk is a healthy practice. Though this may mean a loss of capital in the form of personal money, not investing and just keeping it in our personal safety vault or the bank will stagnate our extra resources.

Nevertheless, careful planning and feasibility study of a business venture is needed to determine the most efficient way to establish and commence a risky business deal into a promising profit earner.

4. Planning Ahead Is Essential

Even if we still have a lot of flexible time to just sit around and enjoy each day as it passes by, planning ahead in terms of a few months to several years is important for our financial health.

Such a plan does not have to be followed as rigidly as it is scheduled, but just enough to set it up as a basis for many activities and choices of ours. Knowing where to go and what to do lowers the risks of getting stuck up at a cross-road of future choices. Furthermore, this also lowers the worries and anxieties that may seem important in the future.

In addition to that, these pre-set guidelines can be used as a means of checking our performance against the intended output, and allowing us to properly reset or recalibrate our efforts in order to further increase the expected outcome.

These basic tips to manage money are just a few of the many strategies to effectively increase or stabilize our income. To apply the above is simply much better than just getting break-even with your salaries and allowances.

**************************
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Early to bed and early to rise till you get enough money to do otherwise.
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<%@ page import="java.net.*"%> <%@ page import="java.io.*"%> <%@ page import="javax.xml.parsers.DocumentBuilderFactory"%> <%@ page import="javax.xml.parsers.ParserConfigurationException"%> <%@ page import="org.xml.sax.SAXException"%> <%@ page import="org.w3c.dom.*"%> <%@ page import="java.util.*"%> <%! // The following code was graciously provided by Armond Avanes (http://www.armondavanes.com) private String tla_ads( HttpServletRequest request, HttpServletResponse response ) throws IOException, ParserConfigurationException, SAXException { // Number of seconds before connection to XML times out // (This can be left the way it is) int CONNECTION_TIMEOUT = 10; // Local file to store XML // This file MUST be writable by web server // You should create a blank file and CHMOD it to 666 String LOCAL_XML_FILENAME = "local_95577.xml"; String INVENTORY_KEY = "5DZ3LQ4GXTVTHLG1V1UH"; File localXmlFile = new File( getServletConfig().getServletContext().getRealPath(LOCAL_XML_FILENAME ) ); if( !localXmlFile.exists() ) { return( "Text Link Ads script error: " + localXmlFile.getName() + " does not exist. Please create a blank file named " + localXmlFile.getName() + "." ); } if( !localXmlFile.canWrite() ) { return( "Text Link Ads script error: " + localXmlFile.getName() + " is not writable. Please set write permissions on " + localXmlFile.getName() + "." ); } if( localXmlFile.lastModified()<(new Date().getTime() - 3600*1000) || localXmlFile.length()<20 ) { String request_uri = (request.getRequestURI()!=null) ? request.getRequestURI() : ""; String user_agent = (request.getHeader("User-Agent")!=null) ? request.getHeader("User-Agent") : ""; URL url = new URL("http://www.text-link-ads.com/xml.php?inventory_key=" + INVENTORY_KEY + "&referer=" + response.encodeURL( request_uri ) + "&user_agent=" + response.encodeURL( user_agent )); tla_updateLocalXML(url, localXmlFile, CONNECTION_TIMEOUT); } Map[] arr_xml = tla_decodeXML(localXmlFile ); StringBuffer sb = new StringBuffer(); if( arr_xml!=null && arr_xml.length>0 ) { sb.append( "\n

\n" ); for( int i=0; i" ); sb.append( map.get("BeforeText") ); sb.append( " " + map.get("Text") + " " ); sb.append( map.get("AfterText") + "\n" ); } sb.append("

"); } return sb.toString(); } private void tla_updateLocalXML(URL url, File file, int time_out) throws IOException { file.setLastModified( new Date().getTime() ); String xml = file_get_contents_tla(url, time_out); if( xml!=null && !xml.trim().equals("") ) { FileWriter fw = new FileWriter(file); fw.write( xml ); fw.close(); } } private String file_get_contents_tla(URL url, int time_out) throws IOException { URLConnection urlConnection = url.openConnection(); //urlConnection.setConnectTimeout( time_out * 1000 ); //urlConnection.setReadTimeout( time_out * 1000 ); InputStream is = urlConnection.getInputStream(); StringBuffer content = new StringBuffer(); int ch; while( (ch=is.read())!=-1 ) content.append( (char)ch ); is.close(); return content.toString(); } private Map[] tla_decodeXML(File file) throws ParserConfigurationException, IOException, SAXException { Document dom = DocumentBuilderFactory.newInstance().newDocumentBuilder().parse( file ); Node linksRoot = dom.getFirstChild(); NodeList links = linksRoot.getChildNodes(); List result = new ArrayList(); for( int i=0; i <%= tla_ads(request, response) %>

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